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Thursday, September 19, 2013The Dow Jones industrial average rose 14.1 points, or 0.09 percent, to 15,691.04, the S&P 500 gained 4.25 points, or 0.25 percent, to 1,729.77 and here the Nasdaq Composite added 14.4 points, or 0.38 percent, to 3,798.088. Jonathan Bill, former senior vice president (innovation and business development) at Vodafone India, has joined the board of Bangalore-based Reverie Language Technologies Pvt Ltd as strategic advisor. In his new role, Bill will work closely with the Reverie management team on various aspects of strategic growth of the firm, with particular emphasis on scaling its language platform for applications and content services, both for Indian and international markets. An INSEAD (France) alumnus, Bill is a serial entrepreneur and seed investor and comes with 16 years of experience in the telecom and here internet industry. He had worked with Vodafone in various positions in the UK and Egypt, and joined Vodafone India in February 2011. He has also founded PluggedIndia, which offers a customisable suite of services to digital businesses. "Reverie has created a scalable product suite and platform that solves the pain point both in India and the world. I am looking forward to supporting this team to bring the advantage of the internet to many millions of new users around the world," Bill said. Founded in November 2009 by the siblings Arvind and Vivekanand Pani, and SK Mohanty, Reverie provides display technologies (language fonts and rendering engine), input method (keypads with predictive input capability) and text processing solutions (transliteration capability to render text in multiple languages) to various device manufacturers. Moreover, these solutions can be embedded not only into mobile phones, but also into set-top boxes, navigation devices and other appliances. Reverie's Language platform currently supports more than 45 languages. The financial advantage Southern California home buyers hold over renters has rapidly shrunk in recent months as home prices and mortgage rates have risen, according to a new report. It is still cheaper to buy a home rather than rent a similar property in Southern California, though, according to a Trulia analysis released Thursday. If a buyer purchased a house in Los Angeles County this summer, lived there for seven years then sold it, he or she would have saved 21% over renting a similar property, the real estate website said. That's down from a 35% savings in the winter. In upscale Orange County, a buyer would save 20% if he or she purchased this summer; in San Diego County 21%; in Ventura County 22%. This year's rapidly rising prices - and more recently an increase in mortgage rates - have frustrated many would-be home buyers, causing some to bow out of the marketplace and remain renters. Although the Southland's affordability has faded fast, it's nothing compared with the San Francisco Bay Area, where heavy demand from wealthy technology workers has added even more fuel to the red-hot housing recovery. It's only 4% cheaper to buy than rent in San Jose and 9% less expensive in San Francisco, nearing a tipping point when potential home buyers may be prudent to call it quits. Trulia assumes several things in its calculation: the buyer receives a 30-year mortgage at a fixed rate of 4.8%, puts 20% down, is in the 25% tax bracket and itemizes his or her federal tax deductions. In some areas of Los Angeles County, a potential buyer would save less than the region as a whole, according to the Trulia data. Buyers in Pasadena, the San Gabriel Valley and the Westside would have saved only 11% over renting a similar property. For those still to download and install iOS 7 or those who are baffled about where to start, here is a guide to make the process as easy as possible. Plug it in No matter how you choose to update the software, you should plug in your device. It is going to take a while and you don't want to run out of battery midway though. Loosing battery life at the wrong moment could make the process far more laborious and potentially lead to data loss. Apple devices are very pretty, but they are much better when they run smoothly, so avoiding any potential hitches will keep your stress levels down. Connect to the internet The iOS 7 update is around 752 MB in size, depending on the type of device you have, so downloading using a data network is likely to be expensive. Apple recommends connecting to a Wifi network. Backing up your phone will also take time and use data, so it is best to use a stable Wifi network. Direct update or download with iTunes? There are two ways to install iOS 7 on your iPad and iPhone - either directly on the device itself or by plugging it into a computer and updating through iTunes. For the impatient, then the direct approach will probably allow the most instant gratification - just make sure you back up your device first (see below). Those with little storage space, all their data backed up to iTunes or simply an inherent distrust of the iCloud - Apple's remote storage service - it may be easier to plug your device into your computer and update through iTunes. Back up your device Installing the new software will write over the old one and this can wipe data from your device. Some who have already updated have here reported losing photos, contacts, music and text messages. Documents, preferences and files held in Apps may also be lost. By backing up your iPhone or iPad, you can ensure you can get it back. There are two ways of doing this: first, by using iTunes. If you regularly synchronise your phone with iTunes, this may be the easier method. All the settings and preferences, along with data will be saved there. Simply select your device in iTunes and click on the Summary tab. Then click Back Up Now button. If you have purchased music or other content on your device, then it is a good idea to transfer purchases too. The other option is to backup from the iCloud. Again, if you have been using the iCloud to back up your device, then this is easy. Normally your iPhone or iPad will automatically back up to the iCloud on a daily basis whenever it is plugged in and connected to Wifi. To perform a manual backup, connect to the internet with Wifi and using the Settings menu to select the iCloud and Storage & Backup at the bottom of that page. To ensure all your data and apps will be backed up, select Manage Storage, select the your device and check all the apps you want to back up are switched on under Back up Options. Then navigate back to Storage & Backup and turn iCloud Backup on. Depending on how much data you have and when you last backed up this will take a few minutes to complete. If you do not have enough storage space, then you may need to either buy some more from Apple or use the iTunes method above. Note that iCloud will not back up music, videos and movies not purchased in the iTunes store. Clear some space iOS 7 needs at least 3 GB of storage to successfully update. If you do not have this much available on your device, then the direct download may not work for you and you will have to use iTunes. Alternatively, delete some of the photos, music and apps that you don't need to clear some space and try again. Restart your device It may not be necessary, but some iPhone and iPad experts recommend performing a restart prior to installing the new operating software. This may help reduce the chances of frozen updates and install failures. Simply press and hold the power button and the home button together for a few seconds. The screen will go black and then the Apple logo will appear as the device restarts. Download and install the update If downloading directly, simply go to General Settings and select Software Update. Apple will tell you if you can download the software. If you have a device running software older than iOS 5, then you are not doing to be able to do this. Simply click Download and let it run. After the download, tap Install on the pop-up message and leave it to do its business. Your device will restart and should then restore all your data from the backup in the iCloud. If using iTunes, then select your device and click Check for Update. Then click the prompt to Download and Update. Do not disconnect your device until the update has finished and your phone has restarted and fully synced with iTunes. This may take a while, so be patient. Apple will not let me download iOS 7 is only supported by iPhone 4 and newer and iPad 2 and newer. Many of the features on iOS 7, such as AirDrop, are not available on devices older than a iPhone 5 and iPad 3, so you may not miss all that much anyway. What if it goes wrong? If for some reason the update fails and you end up with a phone that is more of an expensive paper weight, fear not. If you backed up before you updated then all is not lost. Simply restore from a prior backup to get all your data back and then try again. If you did not backup, then what were you thinking? Go back to the top of this article, read it again and don't be so impatient next time. To solve most problems, plug your phone in to iTunes and click restore factory settings. You can then try to install the software, apps and other data from here. As for those pictures of your summer picnic in the park where you wore those trendy new sunglasses - sadly if you didn't back them up, they are probably gone forever. YongNuo WRS II C3 Wireless RemoteControl for Canon
In the past, I have posted about the usefulness of a Distant Shutter Release cable or a Timer Distant Controller, which do the task flawlessly as long as you are near to the yongnuo promotion program code camera.
But what takes place if you require to keep a lengthier length from the digital camera, than the cable duration of these units? There are many reasons you might want to bring about your digicam from a length. Either simply because you want to disguise from small and uneasy to human presence creatures, or since you want to set 1 or a lot more cameras at diverse angles of look at to your matter, but cause them from one particular area. Of training course you may well say that these days you can manage your digital camera remotely via Wi-Fi, but only a couple of Canon cameras are supporting this characteristic but, in addition you can not set off more than one particular camera at the same time with a smartphone or pad. YongNuo Digital is broadly identified to strobists for their decent quality, reduced priced speedlite flash models and radio distant flash triggers. But much more to individuals, they have also introduced a pair of distant camera bring about designs like the WRS II C3. Packaging & Contents The Wi-fi Distant Shutter Manage set contains of a Transmitter, a receiver and a single CR2 Kind battery for the receiver. The transmitter has a factory put in variety 23A battery within. The Wi-fi Distant Manufacturer Specification: Product : WRS II C3 Operation : Wi-fi by way of 16 channels Procedure Range  : 100 m (three hundred ft) Open up location Release Modes  : 50 percent push: Automobile-FocusEntire push: Shutter Release Full push Hold for three": Bulb mode Transmitter LED Indicators : Inexperienced: Car-Concentrate Purple: Shutter Release & Bulb Battery Varieties : Receiver: 1 CR2 Transmitter: 1 23A Battery Ability : Receiver: ~a thousand hrs standby Transmitter: ~ 20000 activations Measurement (H x W x D) : Receiver: 74mm X 23mm â ( two.91" X .nine" â  ) Transmitter: 105mm X 38mm X 19mm ( 4.32" X one.five" X .74" ) Web Excess weight with batteries : Receiver: 30 gr ( one.06 oz ) Transmitter: 45 gr ( one.fifty nine oz ) Receiver Cable Size : 15 cm ( five.9" ) Transmitter Antenna Length : eighteen cm ( 7.09" ) Connector Variety: N3 Quick distant manage socket. Suitable cameras: All Canon EOS-1D sequence, All EOS 5D collection, EOS 6D, EOS 7D, EOS 70D, EOS 60D, EOS 50D, EOS 40D, EOS 30D, EOS 20D, EOS 10D, EOS D60, EOS D30 The YongNuo WRS II C3 operates like a cordless mobile phone and can trigger the digicam shutter release remotely from a length of a hundred m (300 ft) in open up area area. With its lower voltage and power conserving layout, does not call for frequent battery adjustments as the receiver standby time is about 1000 hours and the distant manage can set off the shutter about 20,000 moments with same battery. The communication channel modify characteristic could show benef icial if there are a number of photographers utilizing this kind of WRS's doing work close by or if you want to control much more than one particular cameras, each and every to be induced independently. You can also control a established of cameras using extra receivers, by syncing the channels among the transmitter and the receivers. Even more, a channel may be altered to steer clear of malfunction because of overlapping indicators from other products as wireless/cordless telephones. The receiver Considering that the Receiver battery arrives separately wrapped in the package its installation is the very first precedence. The round battery door is located at the base of the receiver and is outfitted with a mod est latch. There is no polarity sign everywhere, so the battery must be inserted judging from the spring in the battery slot. The unfavorable (-) pole goes in and the positive (+) pole faces the doorway. Press in the battery and close the doorway, which locks routinely. Although quite lightweight, the Receiver lacks any type of attachment mechanism on the camera, as e.g. a very hot shoe foot present on related devices, and depends entirely on its snugly fitting plug to stay linked with the digital camera. I am not actually a admirer of hot shoe attachments for non flash use possibly. So a locking plug would be the greatest remedy.The Transmitter Making use of with a Digicam Connecting with the Camera is a easy method that can be described in a few steps: Pressing it all the way releases the shutter. (Indicated by Purple LED) Bulb Mode Activation: Continuous Travel Activation: Pros Very low value in comparison to similar remedies. Very great good quality for the price. Prolonged distance transmission up to 100 m (300 ft) in open up space region. Reduced energy intake, prolonged long lasting batteries. Negatives Summary I hope you located the post helpful, thank you for viewing. Price tag & Availability Aputure AP-TR3C (TC-80N3 appropriate) Timer Distant Controller for Canon Shoot RS-80N3 suitable Distant Release Cable for Canon Remote Shutter Terminal Converter Cable N3F to E3M for Canon YongNuo RC-five Wireless Remote Control for Canon Tuesday, September 17, 2013Ilvliat Ilvliot Ilvlii đã thêm bạn vào sổ địa chỉ trên Twoo và muốn kết nối với bạn
Sunday, September 8, 2013JPMorgan to stop making student loans: company memo
(Reuters) - JPMorgan Chase & Co (JPM.N) has decided to get out of the student loan business, after the biggest U.S. bank concluded that competition from federal government programs and increased scrutiny from regulators had limited its ability to expand the business.
JPMorgan, which already restricted student loans to existing Chase bank customers, will stop accepting applications for private student loans on October 12, at the end of the peak borrowing season for this school year, according to a memo from the company to colleges that was reviewed by Reuters on Thursday. Final loan disbursements are expected before March 15, 2014. "We just don't see this as a market that we can significantly grow," said Thasunda Duckett, chief executive for auto and student loans at Chase, in an interview. Not making more loans "puts us in a position to redeploy those resources, as well as focus on our No. 1 priority, which is getting the regulatory control environment strengthened," Duckett said. JPMorgan's decision comes after Congress acted in mid-2010 to bypass the banks and have the government lend directly to students. The federal government now issues 93 percent of student loans. Banks and other private lenders have also come under pressure from regulators and politicians to offer more flexible repayment terms on student loans. JPMorgan's portfolio has been shrinking by roughly $1 billion to $2 billion a year since then, and is a small fraction of its assets. The company's student loan portfolio at the end of June held $11 billion - less than 0.5 percent - of its $2.44 trillion of assets. Last year, Chase made education loans to 12,500 people for a total of about $200 million. Hundreds of thousands of students, however, still look to private lenders when they have exhausted their federal borrowing limit. Richard Hunt, president of the Consumer Bankers Association, said decisions like JPMorgan's show that the government's direct lending policies are leading to "less competition in the marketplace." He said the government programs encourage students to take on more debt than they can afford because the loans, unlike those made by banks, do not require assessments of the ability to repay. But many experts have said that the primary problem with student lending lies in how much college costs and in the sheer size of the debt taken on, not in who makes the loans and how they are structured and how much they cost in interest. Moreover, others may fill in the gap. Other major lenders that remain in the business include SLM Corp (SLM.O), known as Sallie Mae; Wells Fargo & Co (WFC.N); and Discover Financial Services (DFS.N). Both Wells and Discover said on Thursday that they would continue to make student loans. Danny Ray, president of Discover Student Loans, said although competition from the government has taken business from lending for graduate studies, his bank found more demand from undergraduate students who have already reached their government borrowing limits and are still short of the money they need. Credit unions could also use exits by banks such as JPMorgan as an opportunity to do more business. Many entered the market in 2010 and have made about $2 billion of student loans since then, according to Paul Gentile, executive vice president of the Credit Union National Association. JPMorgan's decision follows a broader, ongoing review of businesses amid new regulations, heightened scrutiny and capital requirements. In July, the bank said it would exit physical commodities trading, as Wall Street's role in the trading of raw materials comes under political and regulatory pressure. In June, the bank said its private equity unit, One Equity Partners, would become independent, as it increased its focus on client businesses. At the time, a source said the move was also driven by the bank's decision to simplify its operating structure. (Reporting by David Henry in New York. Additional reporting by Elvina Nawaguna in Washington.; Editing by Gerald E. McCormick, Gunna Dickson, Douglas Royalty, Andrew Hay) 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